Privacy Policy
Effective Date: 20-07-2026
At iSmart Solutions, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and safeguard your information when you visit our website or use our financial assistance services.
By using this website, you agree to the practices described in this Privacy Policy.
Who We Are
iSmart Solutions is a Direct Selling Agent (DSA) that assists customers in comparing and applying for credit cards, loans, and insurance products offered by partner banks and financial institutions.
We are not a bank, Non-Banking Financial Company (NBFC), or insurance company. We do not directly issue financial products. All approvals, eligibility, interest rates, fees, and terms are determined solely by the respective partner bank or financial institution.
Information We Collect
We may collect the following information when you interact with our website or submit an inquiry:
Personal Information
* Full Name
* Mobile Number
* Email Address
* City or Location
* Date of Birth (if required)
* Employment Details
* Income Details
* PAN Number (only when required for application processing)
* Other information voluntarily provided by you
Technical Information
When you visit our website, we may automatically collect:
* IP Address
* Browser Type
* Device Information
* Operating System
* Pages Visited
* Time Spent on Website
* Referral Source
* Cookies and Similar Technologies
How We Use Your Information
Your information may be used to:
* Respond to your inquiries.
* Assist you in applying for credit cards, loans, and insurance products.
* Verify your eligibility.
* Connect you with partner banks and financial institutions.
* Improve our services and website.
* Contact you regarding your inquiry or application.
* Send service-related updates.
* Comply with legal and regulatory requirements.
* Prevent fraud and misuse.
We do not sell your personal information to third parties.
Sharing of Information
Your information may be shared only when necessary with:
* Partner Banks
* Financial Institutions
* Insurance Providers
* Verification Agencies
* Technology Service Providers
* Government or Regulatory Authorities when legally required
Information is shared only for processing your request or complying with applicable laws.
Cookies
Our website may use cookies to:
* Improve user experience.
* Remember your preferences.
* Analyze website traffic.
* Measure website performance.
* Enhance security.
You may disable cookies through your browser settings; however, some website features may not function properly.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, misuse, alteration, disclosure, or loss.
While we strive to protect your data, no method of internet transmission or electronic storage is completely secure.
Third-Party Websites
Our website may contain links to websites operated by partner banks, financial institutions, or other third parties.
We are not responsible for the privacy practices, content, or security of external websites. We encourage you to review their privacy policies before sharing personal information.
Your Rights
You may have the right to:
* Access your personal information.
* Request correction of inaccurate information.
* Request deletion of your information where legally applicable.
* Withdraw consent for marketing communications.
* Request information regarding how your data is processed.
To exercise these rights, please contact us using the details below.
Data Retention
We retain your information only for as long as necessary to:
* Process your application.
* Fulfill legal and regulatory obligations.
* Resolve disputes.
* Maintain business records.
When information is no longer required, it will be securely deleted or anonymized where appropriate.
Children’s Privacy
Our services are intended for individuals who are 18 years of age or older.
We do not knowingly collect personal information from children under the age of 18.
Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or business practices.
The latest version will always be available on this website.
Contact Us
If you have any questions regarding this Privacy Policy or the handling of your personal information, please contact us.
iSmart Solutions
📞 Phone: +91 9966586789
📧 Email: info@ismartsolutions.in
ismartsolhyd@gmail.com
🌐 Website: www.ismartsolutions.in
http://www.ismartsolutions.in
🕒 Business Hours: Monday to Saturday | 9:30 AM – 6:30 PM
Disclaimer
iSmart Solutions is a Direct Selling Agent (DSA) that assists customers in comparing and applying for credit cards, loans, and insurance products offered by partner banks and financial institutions. We do not directly issue financial products. All approvals, eligibility, interest rates, fees, and product terms are determined solely by the respective bank or financial institution.